Privacy Policy
This privacy policy ("Policy") serves to inform you about your options and our practices regarding your Information (as defined below). In this document, the terms "we," "us," and "our" refer to "OYOFI."
As this Policy is a fundamental component of the Terms of Use, any capitalized terms utilized herein carry the same meanings as those defined in the Terms of Use.
This Policy does not apply to information you may provide to third-party websites or mobile applications that may be linked to or from the Platform. We are not responsible for the actions or privacy practices of these third-party websites and applications. For information regarding their privacy practices, please consult those websites and applications directly.
Children
Our services are exclusively intended for individuals aged 18 and older, and 21 in certain jurisdictions. It is advisable to consult your local laws for guidance on age restrictions.
In accordance with the UK Data Protection Act concerning children, particularly the Age Appropriate Design Code (commonly referred to as the Children's Act), we have conducted a risk assessment. Additional information is available at the ICO Children's Code Hub.
This policy outlines aspects of our application or website that may impact your privacy and personal information, detailing how we process, collect, manage, and store such information, as well as your rights regarding your data.
Personal Information We Collect
We may gather and utilize the following information regarding you:
• Details you provide to us, including your name, mailing address, telephone number, email address, and payment details.
• Information you share through customer support channels, such as when you reach out to us via email.
• Data collected during your use of our application or website, which encompasses cookies and location-based information.
• Information obtained from third parties, including social media platforms and analytics services such as Google Analytics.
How We Use Your Personal Information
Your personal data will be utilized solely in accordance with legal provisions. Typical circumstances for such use include:
• Facilitating your access to our services, including the use of our application through a virtual wallet.
• Enhancing and overseeing the utilization of our services.
• Offering customer support and addressing your inquiries or concerns.
• Preventing fraudulent activities, defending against legal claims, and fulfilling legal requirements.
• Conducting analytical assessments and delivering targeted advertising, contingent upon your consent.
Your Choices About How Information is Used
You have several options concerning the utilization of your information:
• Marketing Communications: You may choose to opt-out of receiving promotional emails by utilizing the "unsubscribe" option included in our marketing correspondence.
• Financial Offers: We may conduct promotions that invite you to provide personal information. Your participation in these promotions is entirely voluntary.
Who We Share Your Personal Information With
Your information may be disclosed to the following parties:
• Suppliers and service providers (such as cloud service providers like AWS).
• Analytics firms (including Google, Apple, and AWS).
• Advertising partners (for services that are supported by advertisements).
• Law enforcement agencies or public authorities when mandated by law.
• Entities participating in mergers, acquisitions, or corporate restructuring.
Security
We have implemented security protocols to safeguard your information; however, it is important to note that internet transmission is not entirely secure. We advise utilizing suitable security measures while engaging with our services.
Where We Process Your Information
Your data will be handled by our staff and service partners, including Apple, Google, AWS, and Mailchimp. If required, we will guarantee that your information is transmitted to countries that offer sufficient safeguards for personal data.
How Long We Store Your Information
We retain your information for a maximum period of six years. When we proceed with the deletion of information, we implement measures to ensure that it becomes irretrievable or cannot be reproduced.
Your Rights
You are entitled to the following rights in accordance with data protection legislation:
• The right to obtain access to your personal data.
• The right to seek correction of your personal data.
• The right to request the deletion of your personal data.
• The right to contest the processing of your personal data.
• The right to request limitations on the processing of your personal data.
• The right to request the transfer of your personal data.
• The right to revoke consent at any time.